Can DeFi scale to real finance? What is missing?
DeFi has done major steps in the last 6 months, but can the DeFi scale to real finance? What should be added to DeFi to
Latest Blog Posts
Why the DeFi liquidity pooling has regulatory risk? What is the alternative?
Liquidity pooling is very extensively used in DeFi. It is one of the DeFi key pillars together with open-source smart contracts plus governance tokens. This
The Self-Reinforcing SmartCredit.io Crypto Lending Ecosystem
SmartCredit.io’s vision is to create a self-reinforcing crypto lending platform. The first version of our non-custodial crypto lending platform available in the Ethereum main-net: https://app.smartcredit.io.
Why is the Collateral Ratio So High in DeFi?
How could a borrower have a low collateral ratio? A collateral ratio in size of 300% + is standard for the DeFi borrowing/lending. A high
How to earn passive crypto income with DeFi?
Earning a passive crypto income is the key driver of the crypto lending market. The yearly crypto lending volume exceeded 40 billion USD in 2019.
Celsius review
The focus of this article is the Celsius review. In our previous blog article, we analyzed the crypto lending market. This article here will review
Nexo Review: Is it Safe, Should You Invest (Guide)
The focus of this article is the Nexo review. In our previous blog article, we analyzed the crypto lending market. This article here will review
Compound Finance Review 2020 (Everything You Should Know)
This article focuses on the Compound.finance review in the context of the existing fixed income market and emerging crypto fixed income market. The following topics
Banks and Crypto: What Will Happen to the Banks?
How will crypto and the Blockchain impact banks, what will happen to the banks in the future, will cryptocurrency replace banks? Let’s find out! Many
Why Do Borrowers need Low Collateral Ratio?
Most of crypto lending platforms advertise their interest rates, as the key benefit for the borrowers and lenders on their platforms. But are the interest
How will Bitcoin halving impact Bitcoin Price and Crypto Markets?
Bitcoin halving was on the 11th of May 2020. What are the impacts of this halving on the Bitcoin price and Crypto markets? The first
Blockchain Technology in Banking: Everything You Need to Know
Blockchain technology in banking will bring changes to client value networks. This article focuses on the following: How does Blockchain affect financial services? New alternative
Are Crypto Lending Platforms Safe?
Crypto lending has emerged as a part of the Blockchain-based financial system, but is crypto lending safe? The yearly crypto lending volume exceeded 40 billion
Why is DAI Interest Rate 10% in DeFi?
DAI interest rate is around 10% in DeFi. Considering the current low yield on most of the investment classes and the upcoming negative interest era,
Blockchain based Financial System – Are we ready?
We wrote lately an analysis in our medium post asking that ”Is the Blockchain-based alternate financial system ready to be used?” Here is the summary
Fiat currency versus Bitcoin: Why is Bitcoin’s future so bright?
Fiat versus Bitcoin – which one is better? Our current monetary system is a fiat money monetary system. Central banks are creating the base-money and
Top Crypto Lending Platforms for Fixed Income (Guide)
Crypto lending is part of crypto fixed income. It’s a fast-growing business. There is a lot of supply from the lenders – it allows them
What Will Happen to Bitcoin (Looming Financial Crisis)?
What will happen to Bitcoin in the upcoming financial crisis? Coronavirus has caused economic shock via the lockdowns. Unfortunately, it will be followed by the
Bitcoin and upcoming recession?
What will happen to Bitcoin in the upcoming recession? Coronavirus has caused economic shock via the lockdowns. These lockdowns will be followed by the biggest
