About Us
Take back control over your money!
SmartCredit.io is developing a decentralized peer-to-peer global lending marketplace by connecting lenders and borrowers without intermediaries. Lenders can offer their funds and borrowers borrow the funds on the global marketplace. Our Co-Founders Martin Ploom and Tarmo Ploom are CFA’s (Chartered Financial Analysts) and both of them worked 10 years as Vice Presidents for Credit-Suisse in Zurich, Switzerland.
Imagine a world, where citizens of capital-exporting countries can easily offer their surplus capital to people who need it, where citizens of capital-importing countries can more easily access capital to turn their dreams into reality, where decentralized credit can be offered peer to peer from one global citizen to another without intermediaries or high service fees – all in an instantaneous manner. Imagine a world, where the principal value of created claims is protected and where claims are used as interest-bearing money.
What is SmartCredit.io
The SmartCredit.io vision is to provide the key components of the alternate blockchain-based financial system - the crypto lending/borrowing, the fixed income funds and the integrations.
Borrow/Lend Stablecoins and Ethereum
Borrow and Lend
Fixed Income Fund
Not money market fund, but Fixed Income Fund
Low Collateral Ratio
Lowest Collateral Ratio in the industry
Credit Score
You can improve your interest and collateral requirements via Credit Scoring
Fixed Interest
No fluctuating interest rate for the borrowers or lenders
Fixed Term
Fixed-term loans for the borrowers and lenders - that’s how we reduce the collateral ratio
Team
Ex Credit Suisse Seniors with an inside-out banking understanding
Martin Ploom
Co-Founder & CEO
Ex VP Credit Suisse Zürich, Switzerland. Before Credit Suisse, he launched 4 successful products with 250'000+ users. He is an MBA, CFA, and Dipl. Inf.
Tarmo Ploom
Co-Founder & CTO
Ex Chief-Architect Finnova Banking Platform, EX VP Credit Suisse Global Architecture. He is Ph.D., MBA, CFA, and CAIA
Basak Burcu Yigit
Business Development & Marketing Manager
Basak worked in the past for several blockchain startups. She is also co-founder of one of the biggest blockchain communities in Turkey called Istanbul Blockchain Women
Daniel Burgwinkel, Ph.D.
Blockchain Business Model Advisor
