DeFi lending solution from Swiss bankers

Provide and get loans

hand defi solution illustration

DeFi lending solution from Swiss bankers

Provide and get loans

hand defi solution illustration
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finance estonia logo
ae ventures logo
crypto valley logo
blockrocket logo
chain accelerator logo

What is SmartCredit.io

The SmartCredit.io vision is to provide the key components of the alternate blockchain-based financial system - the crypto lending/borrowing, the fixed income funds and the integrations.

Borrow/Lend Stablecoins and Ethereum

Borrow and Lend

Loss Provision Fund

Loans are protected with collateral and Loss Provision Fund

Low Collateral Ratio

Lowest Collateral Ratio in the industry

Credit Score

You can improve your interest and collateral requirements via Credit Scoring

Fixed Interest

No fluctuating interest rate for the borrowers or lenders

Fixed Term

Fixed-term loans for the borrowers and lenders - that’s how we reduce the collateral ratio

How does it work

User demo video

video overlay

1

Fixed-term loans, Fixed interest loans

No fluctuating interest rates anymore for the borrowers or lenders.

2

Low Collateral Ratio

Because we offer Fixed Term and Fixed Interest loans – our collateral ratios for the Borrowers are much lower than other platforms.

2

3

Crypto Credit Score

Crypto Credit Score is optional, but borrowers can reduce their interest rates and collateral requirements via Crypto Credit Score.

Roadmap

roadmap
roadmap

Team

Ex Credit Suisse Seniors with an inside-out banking understanding

martin ploom

Martin Ploom

Co-Founder & CEO

Ex VP Credit Suisse Zürich, Switzerland. Before Credit Suisse, he launched 4 successful products with 250'000+ users. He is an MBA, CFA, and Dipl. Inf.

tarmo ploom

Tarmo Ploom

Co-Founder & CTO

Ex Chief-Architect Finnova Banking Platform, EX VP Credit Suisse Global Architecture. He is Ph.D., MBA, CFA, and CAIA

basak burcu yiğit

Basak Burcu Yigit

Business Development & Marketing Manager

Basak worked in the past for several blockchain startups. She is also co-founder of one of the biggest blockchain communities in Turkey called Istanbul Blockchain Women

Learn more about us
and our vision

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Contact Us

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