DeFi has done major steps in the last 6 months, but can the DeFi...
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What is SmartCredit.io
The SmartCredit.io vision is to provide the key components of the alternate blockchain-based financial system - the crypto lending/borrowing, the fixed income funds and the integrations.
Borrow/Lend Stablecoins and Ethereum
Borrow and Lend
Loss Provision Fund
Loans are protected with collateral and Loss Provision Fund
Low Collateral Ratio
Lowest Collateral Ratio in the industry
Credit Score
You can improve your interest and collateral requirements via Credit Scoring
Fixed Interest
No fluctuating interest rate for the borrowers or lenders
Fixed Term
Fixed-term loans for the borrowers and lenders - that’s how we reduce the collateral ratio
How does it work
User demo video
1
Fixed-term loans, Fixed interest loans
No fluctuating interest rates anymore for the borrowers or lenders.
2
Low Collateral Ratio
Because we offer Fixed Term and Fixed Interest loans – our collateral ratios for the Borrowers are much lower than other platforms.
2
3
Crypto Credit Score
Crypto Credit Score is optional, but borrowers can reduce their interest rates and collateral requirements via Crypto Credit Score.
Roadmap
Team
Ex Credit Suisse Seniors with an inside-out banking understanding
Martin Ploom
Co-Founder & CEO
Ex VP Credit Suisse Zürich, Switzerland. Before Credit Suisse, he launched 4 successful products with 250'000+ users. He is an MBA, CFA, and Dipl. Inf.
Tarmo Ploom
Co-Founder & CTO
Ex Chief-Architect Finnova Banking Platform, EX VP Credit Suisse Global Architecture. He is Ph.D., MBA, CFA, and CAIA
Basak Burcu Yigit
Business Development & Marketing Manager
Basak worked in the past for several blockchain startups. She is also co-founder of one of the biggest blockchain communities in Turkey called Istanbul Blockchain Women
Learn more about us
and our vision
Contact Us
Latest DeFi Posts
Why the DeFi liquidity pooling has regulatory risk? What is the alternative?
Liquidity pooling is very extensively used in DeFi. It is one of the DeFi...
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The Self-Reinforcing SmartCredit.io DeFi Lending Ecosystem
SmartCredit.io’s vision is to create a self-reinforcing DeFi lending platform. The first version of...
Read MoreSMARTCREDIT is listed on the Uniswap: https://info.uniswap.org/pair/0x6061a36ad6b7958f68129bb313e6eff81cd9113c
You can get more information about our token model from here.
