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Release 1.9 - Portfolio / Investments

SmartCredit.io Release 1.9 - AI-driven portfolio tools: Broad Portfolio (Markowitz-optimized token weights), Categories based Portfolio (AI chat builder), and Portfolio MCP for AI agent integration.

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Release 1.9 introduced a suite of AI-driven portfolio management and investment tools, bringing quantitative portfolio optimization and structured investment products to SmartCredit.io.

Broad Portfolio

Broad Portfolio applies Modern Portfolio Theory (MPT) at the token level. You select how many crypto tokens you want in your portfolio, and the system calculates optimal allocation weights to maximize risk-adjusted return for that number of assets. Output includes expected return, volatility, Sharpe ratio, and a historical simulation with monthly rebalancing.

Categories based Portfolio

Categories based Portfolio applies the same Markowitz optimization at the category level via an AI chat interface. Describe the portfolio you want in plain language and the AI returns an optimized allocation across crypto sectors - with correlation data, risk metrics, and rebalancing guidance.

Investment Funds

Investment Funds lets users create Personal Investment Funds (PIFs) - structured crypto portfolio products with automatic rebalancing according to a pre-defined strategy. PIFs are distinct from Fixed Income Funds (P2P lending): they generate returns through portfolio appreciation and rebalancing alpha, not interest income.

Portfolio MCP

Portfolio MCP integrates with the Model Context Protocol to let users build and analyze structured portfolios via AI agents. It exposes SmartCredit.io portfolio tools as MCP-compatible endpoints, enabling use from Claude, Cursor, and other MCP-capable clients.

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