Collaterals
WBTC, WETH, ETH, USDT, USDC, DAI and many ERC20 tokens are supported as collateral. In total, the platform supports 22 collateral assets.
The loan requests are always over-collateralized.
SmartCredit.io supports 20 collateral assets:
- wETH, wBTC, and ETH
- ERC20 tokens
- Partners ERC20 tokens
- Stablecoins
- Our own SMARTCREDIT token
The loans are over-collateralized. The concrete Collateral Ratio for a loan depends on multiple parameters. See more details in the "Collateral Ratios section".
If the value of the collateral to the loan sinks to the Liquidation Ratio - then the loan will be liquidated. SmartCredit.io does not earn on the liquidations. See more details in the "Liquidation section".
Here is a detailed list of collateral assets, the link to the Etherscan, and the Liquidation ratios.
The tokens of our partners are marked in bold - we add the tokens of our partners into our collateral list. This increases the utility of our partner's tokens.
Tutorial videos:
- Video "SmartCredit.io intro"
- Video "How to borrow?"
- Video "How to borrow 1'000 USD stablecoins?"
- Video "How to connect your wallet with notifications?"
- Video "How to earn stable recurring income with Fixed Income Funds?"
- Video "How to mix variable interest rate and fixed interest rate?"
- Video "How to earn 50% + with borrowing?"
- Video "How to earn 30% + with lending?"
- Video "How to earn 15%+ on your collateral value?"
- Video "How to earn with staking?"
Further info
- SmartCredit.io: https://SmartCredit.io
- Twitter: https://twitter.com/Smartcredit_io
- Telegram: https://t.me/SmartCredit_Community
- Blog: https://SmartCredit.io/blog
- Learn: https://SmartCredit.io/learn