SmartCredit.io
AI-driven self-custodial neobank. DeFi fixed-term/fixed-interest loans for the borrowers. Personal fixed income funds for the lenders. Fixed-rate leveraged Lido staking for investors.
SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.
Platform offers:
- Fixed-term, fixed-interest-rate collateralized loans for the borrowers
- Personal Fixed Income Funds for the lenders
- Fixed Rate Leveraged Lido staking for the investors
- Portfolio MCP for calculating risk/reward optimized portfolios in the chat mode
- Effective use of Collateral via the Positions Monitoring System
- Fiat on-ramp/off-ramp
- Borrow/Lend SDK for integrations for other wallets and platforms
- Staking and Rewards for the users
SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more in the Regulations.
SmartCredit.io does not have bank-run risks like Aave, Compound, or other money-market-based lending systems.
The Vision of SmartCredit.io is to offer all the financial services that traditional banks offer. However, self-custodial.
Tutorial videos:
- Video "SmartCredit.io intro"
- Video "How to borrow?"
- Video "How to borrow 1'000 USD stablecoins?"
- Video "How to connect your wallet with notifications?"
- Video "How to earn stable recurring income with Fixed Income Funds?"
- Video "How to mix variable interest rate and fixed interest rate?"
- Video "How to earn 50% + with borrowing?"
- Video "How to earn 30% + with lending?"
- Video "How to earn 15%+ on your collateral value?"
- Video "How to earn with staking?"
Further info
- SmartCredit.io: https://SmartCredit.io
- Twitter: https://twitter.com/Smartcredit_io
- Telegram: https://t.me/SmartCredit_Community
- Blog: https://SmartCredit.io/blog
- Learn: https://SmartCredit.io/learn