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Platform TVL

$1,376,413
$6,363,225
Total Borrowed
$171,598
Total Interest Paid
$446,981
Borrower Volume
$1,081,778
Lender Volume
$741,616
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,043
Borrower Rewards
1,728
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$366,943
Max APY: 50.95%
7.17%8.65% Borrow Lend
ETH
Ethereum
$352,954
Min. Interest: 1.51%
$517,472
Max APY: 0.23%
7.17%3.91% Borrow Lend
USDC
USDC Coin
$93,845
Min. Interest: 1.61%
$173,449
Max APY: 6.49%
7.17%3.91% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,123
Max APY: 6.47%
7.17%3.91% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,500
Max APY: 6.42%
7.17%3.91% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$257,363
107.56%Use as Collateral
Ethereum
ETH
$484,023
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.