Earn interest or borrow
crypto in two minutes

Earn interest on your assets or get a loan to meet your needs without intermediaries in a secure way with our platform.

Trusted by industry leaders

Features

SmartCredit.io’s decentralized peer-to-peer global lending marketplace
connects lenders and borrowers without intermediaries.

Crypto Fixed Income Funds

Rather than money market funds, we have fixed income funds. A Swiss-style solution for your assets with passive income.

Crypto Loans

Submit a loan request, transfer collateral, and get your loan. The lowest collateral ratio in the industry!

Staking

Staking rewards are offered to the SMARTCREDIT holders. Earn weekly rewards by staking your tokens.

Welcome to the future of finance!

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io’s decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

Our co-founders, Martin Ploom and Tarmo Ploom, are CFAs (Chartered Financial Analysts), and both worked for ten years as vice presidents for Credit Suisse in Zurich, Switzerland.

Latest Announcements

Check out the latest company news from our Medium blog.

Our Blog

Read the latest blog articles.