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Platform TVL

$1,365,591
$6,329,625
Total Borrowed
$171,060
Total Interest Paid
$443,192
Borrower Volume
$1,072,502
Lender Volume
$736,281
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,043
Borrower Rewards
1,728
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$363,220
Max APY: 50.95%
7.17%8.66% Borrow Lend
ETH
Ethereum
$349,613
Min. Interest: 1.51%
$512,572
Max APY: 0.23%
7.17%3.91% Borrow Lend
USDC
USDC Coin
$93,854
Min. Interest: 1.61%
$173,466
Max APY: 6.49%
7.17%3.91% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,145
Max APY: 6.47%
7.17%3.91% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,502
Max APY: 6.42%
7.17%3.91% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$256,610
107.56%Use as Collateral
Ethereum
ETH
$479,440
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$94
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.