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Platform TVL

$1,134,151
$5,777,028
Total Borrowed
$159,190
Total Interest Paid
$405,504
Borrower Volume
$919,550
Lender Volume
$620,105
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,146
Borrower Rewards
1,625
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$293,697
Max APY: 50.95%
7.47%8.98% Borrow Lend
ETH
Ethereum
$313,647
Min. Interest: 1.51%
$430,082
Max APY: 0.23%
7.47%3.44% Borrow Lend
USDC
USDC Coin
$92,755
Min. Interest: 1.61%
$173,383
Max APY: 6.49%
7.47%3.44% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,123
Max APY: 6.47%
7.47%3.44% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,501
Max APY: 6.42%
7.47%3.44% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$212,378
107.56%Use as Collateral
Ethereum
ETH
$407,497
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.