SmartCredit.io

Fixed-term/Fixed-rate Borrowing/Lending

How are loan requests matched?

Credit Lines

Fixed-Income Funds

Fixed Loan Term

Fixed Interest Rate

Efficient use of Collateral

Positions Monitoring System

No Bank Run Risks

Collaterals

Collateral Ratios

Liquidations

Loss Provision Fund

Oracles Integration

Fiat On-Ramp/Off-Ramp

Borrow/Lend SDK and Widgets
- Use Cases
- Borrow/Lend SDK
  - Borrowing SDK
    - Authentication
      - Auth Challenge
      - Authenticate
    - Validators
    - Collateral Ratio
    - Credit Line
      - Get Credit Lines
      - Create Credit Line
    - Loan Request
      - Calculate Collateral Amount
      - Sign Loan Request
      - Create Loan Request
    - View Loans
      - All Loans
      - Single Loan
    - Deposit Collateral
      - Deposit collateral for ETH
      - Deposit Collateral for ERC20
    - View Collateral
      - Locked Collateral
      - Unlocked Collateral
    - Repay Loan
      - Repay ETH Loan
      - Repay ERC20 Loan
    - Terminate Loan
    - Liquidation
      - Liquidation Probability
      - Increase Collateral for ETH
      - Increase Collateral for ERC20
  - Lending SDK
    - Authentication
      - Auth Challenge
      - Authenticate
    - Create FIF
    - Get FIF List
    - Deposit in FIF
      - Deposit ETH
      - Deposit ERC20
    - Withdraw FIF
    - Terminate FIF
- Borrow/Lend UI Widgets
  - WordPress Integration
    - Borrowing Widget WordPress Plugin
      - Integration
    - Lending Widget WordPress Plugin
      - Integration
  - JS Integration
    - Borrowing Widget Integration
    - Lending Widget Integration

Investment Funds

Categories based Portfolio

Broad Portfolio

Protection Agent

Compare Historical Rates

Earning via Rewards

Earning via Fixed-Term/Fixed-Rate

Earning with Investment Funds

Earning with Broad Portfolio

Earning with Categories based Portfolio

Staking and Rewards

Borrower and Lender Bonus Rewards

Staking

Gasless Re-staking

Integrator Rewards

Affiliate Program

Audits

AI-based Crypto Transactions Monitoring

Bug Bounties

Peer-to-Pool-to-Peer Business Models

Peer-to-Peer Business Models

Offering Access to the Securities Products

Crypto Transactions Monitoring

Release 1.0 - Foundation

Release 1.1 - Fixed Income Funds

Release 1.2 - Credit Lines

Release 1.3 - UI & AI

Release 1.4 - Fixed Rate Leveraged Lido Staking

Release 1.5 - Simple and Advanced Borrowing

Release 1.6 - Islamic Banking

Release 1.7 - Compare Historical Rates

Release 1.8 - Protection Agent

Release 1.9 - Portfolio / Investments

Social Media Channels

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Deposit Collateral

Last updated: 2026-03-14

Depositing collateral for Ethereum and ERC20 token are two different functions.

deposit-collateral-for-eth.md

deposit-collateral-for-erc20.md

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