SmartCredit.io integrates Uniswap V2 Oracle.

Oracles are used in case of loan liquidations—if the LTV (the loan value to collateral) sinks below a predefined threshold (see in "Collaterals section"), then oracles allow the liquidator to access the collateral assets. If the LTV is above a predefined threshold, then the oracles do not allow the liquidator to access the assets. So, oracles are the gatekeepers that protect the client’s assets.

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