SmartCredit.io partners can embed fixed-term borrowing and lending directly into their wallets and platforms, and earn a share of platform revenues from their users in perpetuity.

Key Takeaways

  • SmartCredit.io integration partners can offer fixed-term Borrow/Lend services via UI widgets or a TypeScript/JavaScript SDK.
  • Partner tokens are listed as collateral on SmartCredit.io, allowing their token holders to borrow against those holdings.
  • Partners earn 50% of SmartCredit.io platform revenues generated by their users, forever.
  • Token listing requires either a Chainlink Oracle or a Uniswap V2/V3 pool for price data.
  • Partners also earn SMARTCREDIT reward and referral tokens based on the loan volume their users generate.

Borrow/Lend Services

SmartCredit.io integration partners can offer Borrow/Lend Services via widgets or SDK. Widgets are there for the user-interface-based integration; SDK is for the wallet integration.

SmartCredit.io integrates partners’ tokens as collateral into the platform.

Pre-conditions for the token listing are:

  • Chainlink Oracle is available, or
  • Uniswap V2 or V3 pool is available (for the Uniswap oracle)

Integrating partners benefit from the Integrator Rewards.

SmartCredit.io offers partners the following:

  • Listing partner tokens as collateral - partner token holders can borrow against these tokens
  • Partners are receiving 50% of SmartCredit.io platform revenues from their users (addresses) forever
  • Partners receive SMARTCREDIT reward tokens based on the volume they generate
  • Partners receive SMARTCREDIT referral tokens when their users do their first loans (this runs as a campaign as long as campaign funds are utilized)

Partners

  • ChainAware.ai — AI-based wallet fraud scoring and on-chain risk analysis. Powers the transaction monitoring and user segmentation built into SmartCredit.io.
  • MemePortfolio.io — Solana meme token portfolio management platform. Integrates SmartCredit.io growth tools for wallet-aware personalization.
  • SolPortfolio.io — Solana portfolio optimization using Modern Portfolio Theory and efficient frontier analysis. Integrates SmartCredit.io AI growth agents.
  • BarakaFi.com — Sharia-compliant Web3 DeFi financing, built as a joint venture between SmartCredit.io and the Haqq Network. The first Islamic Banking DeFi platform.
  • ChainAI.ai — AI and analytics platform; parent brand for the ChainAware and SmartCredit.io product suite.

Further info