We are excited to announce that SmartCredit.io now has 12,500 registered users!
About SmartCredit.io
SmartCredit.io is a Decentral Finance (DeFi) borrowing/lending platform with a focus on:
- Fixed-term lending for borrowers
- Fixed interest rate for borrowers
- DeFi Fixed Income Funds for lenders
- The low collateral ratio for borrowers
Most borrowing/lending platforms offer variable-rate, variable-term loans for borrowers. We are the opposite — we offer borrowers fixed interest rates and fixed terms.
Why is this important? It’s because of the cost of capital — borrowers want to know how much their cost of capital is. In the same way, lenders want to know how much they will earn. Both sides will have predictability.
Additionally, we offer DeFi Fixed Income Funds for lenders. These are personal to lenders and connected to their addresses. We do not pool the assets; the Fixed Income Funds are invested in the borrower’s loan requests.
Fixed-income funds invest based on investment rules. Every lender can choose whether to prefer short-term lending strategies (with less interest) or long-term lending strategies (with more interest). Each lender can define its investment rules and will then earn its respective interest income.
Additional Information
- SmartCredit.io website
- SmartCredit.io Application
- SmartCredit.io introduces DeFi Fixed Income Funds
- Yield Farming with Fixed-Term-Loans via SmartCredit.io
- Potential of Fixed-Term-Loans in Bearish Market via SmartCredit.io
- Potential of Fixed-Term-Loans in Bullish Market via SmartCredit.io
Follow Us on Social Media
- Telegram: https://t.me/SmartCredit_Community
- Twitter: https://twitter.com/smartcredit_io
