Collateral Ratio: Why 100%+ Ratio Matters
Learn how to avoid crypto liquidation by maintaining the right collateral ratio. Free calculator + expert strategies to protect your DeFi positions. Join 50,000+ users keeping their crypto safe.
Low Collateral Ratio: Why It Gives DeFi Borrowers 2.5× More Power
A low collateral ratio lets DeFi borrowers access 2–2.5× more capital from the same assets. Learn why LTV matters more than interest rates, why the DeFi industry gets this wrong, and how SmartCredit.io delivers up to 90% LTV with fixed-rate loans backed by institutional-grade risk management.
SmartCredit.io announces Islamic Banking in JV with Haqq Network
BarakaFi: World’s first Sharia-compliant DeFi platform. Get halal crypto lending, riba-free microloans from $10, and Islamic investment funds. Join 1.8B Muslims in blockchain finance. Launch today!
Token usage 4.11.2024 – 4.11.2025
We are happy to announce SMARTCREDIT token usage plans for 4.11.2024 to 4.11.2025.
Tokens Usage 4.11.2023–4.11.2024
SMARTCREDIT token usage plans for 4.11.2023 to 4.11.2024, including a review of the previous epoch, planned inflation of 17.83%, and changes to staking and borrower/lender rewards.
SmartCredit.io has 20,000 Registered Users!
We are excited to announce that SmartCredit.io now has 20,000 registered users! Learn about efficient collateral usage, the Position Monitoring System, fixed-term borrowing, and more.
Tokens Usage for 4.11.2022–4.11.2023
SMARTCREDIT token usage report for the period 4.11.2022 to 4.11.2023, including inflation breakdown across borrower rewards, staking, marketing, and team tokens.
SmartCredit.io has 17,000 Registered Users!
We are excited to announce that SmartCredit.io now has 17,000 registered users! Learn what makes SmartCredit.io different from competitors like Aave, Compound, and Maker.
SmartCredit.io Launches Credit Lines, Staking, and Bonus Rewards
We are happy to announce SmartCredit.io Release 1.2! Key features: credit lines for borrowers, staking (30–80% APY), bonus rewards for borrowers and lenders (10–50% APY), new collaterals, fiat on-ramp/off-ramp, and a positions monitoring system.
Tokens Usage for 4.11.2021–4.11.2022
SMARTCREDIT token usage plan for 4.11.2021 to 4.11.2022: 36% total annual inflation covering bonus rewards, staking, integrators, marketing and team tokens. Plus: first team token distribution of 151’138 SMARTCREDIT.
SmartCredit.io has now 12’500 registered users!
We are excited to announce that SmartCredit.io now has 12,500 registered users! SmartCredit.io is a DeFi borrowing/lending platform focused on fixed-term, fixed-interest loans and Fixed Income Funds for lenders.
SmartCredit.io Launches Referrals, Rewards and Mobile Support!
We are happy to announce the launch of Release 1.1.1! New features: Referral and rewards program, Metamask login, better mobile support, WalletConnect support, onboarding in main app, and widgets & plugins.
