Home » Company News » Page 3

SmartCredit.io Newsletter No. 1

SmartCredit.io Newsletter No. 1: Introducing Swiss-based DeFi project from veterans in cryptocurrency, finance, technology, and artificial intelligence. Team background: 15+ years combined crypto experience, traditional finance (Goldman Sachs, UBS), blockchain development (Ethereum, smart contracts), AI/machine learning. Vision: create first decentralized fixed-rate lending protocol bringing traditional bond market structure to DeFi. Problem identified: existing DeFi (Aave, Compound) offers only variable rates (3-35% volatility), businesses/institutions need predictability. Solution: SmartCredit fixed rates (8-15% APY stable), fixed terms (30-365 days), non-custodial. Roadmap: testnet Q1 2021, audit Q2, mainnet Q3. Subscribe for project updates. Visit