Low Collateral Ratio: Why It Gives DeFi Borrowers 2.5× More Power
A low collateral ratio lets DeFi borrowers access 2–2.5× more capital from the same assets. Learn why LTV matters more than interest rates, why the DeFi industry gets this wrong, and how SmartCredit.io delivers up to 90% LTV with fixed-rate loans backed by institutional-grade risk management.
