Home » Islamic Finance

Islamic Finance Meets DeFi: Complete Guide to Halal Cryptocurrency & Sharia-Compliant Lending

Islamic Finance + DeFi = $3.5T market opportunity serving 1.8B Muslims. Sharia-compliant DeFi requirements: (1) No riba (interest) – structure as profit-sharing, not loans, (2) Asset-backed – every transaction tied to real asset, (3) Ethical screening – no gambling/alcohol/tobacco, (4) Transparent contracts. SmartCredit.io + BarakaFi partnership (Haqq Network): halal crypto lending, riba-free microloans from $10, profit-sharing investment funds, 100% Sharia-certified. Traditional Islamic banking charges 8-12% (called “profit” not interest). BarakaFi offers same structure, blockchain transparency. Addressable market: 25% of global population. First mover advantage. Immunebytes audited. Visit

SmartCredit.io announces Islamic Banking in JV with Haqq Network

BarakaFi launch: World’s first Sharia-compliant DeFi platform via SmartCredit.io + Haqq Network joint venture. Features: (1) Halal crypto lending – profit-sharing structure (not riba/interest), (2) Microloans from $10 – accessible to unbanked, (3) Islamic investment funds – 100% Sharia-certified assets, (4) Transparent blockchain – all transactions auditable. Market opportunity: 1.8B Muslims, $3.5T Islamic finance industry. Haqq Network integration provides ethical Layer-1 blockchain. Certification: endorsed by Islamic scholars. Services: riba-free borrowing, halal staking, Sukuk-style bonds. Addresses gap: traditional Islamic banking charges 8-12% “profit” with opaque terms. BarakaFi: same structure, blockchain transparency, lower fees. Visit