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Platform TVL

$1,399,157
$6,920,347
Total Borrowed
$180,745
Total Interest Paid
$428,761
Borrower Volume
$1,182,401
Lender Volume
$645,516
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,399
Borrower Rewards
2,002
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$452,809
Max APY: 50.95%
9.83%9.44% Borrow Lend
ETH
Ethereum
$319,021
Min. Interest: 1.51%
$545,122
Max APY: 0.23%
9.83%5.25% Borrow Lend
USDC
USDC Coin
$109,595
Min. Interest: 1.61%
$170,638
Max APY: 6.49%
9.83%5.25% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,082
Max APY: 6.47%
9.83%5.25% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,502
Max APY: 6.42%
9.83%5.25% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$339,381
107.56%Use as Collateral
Ethereum
ETH
$305,905
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.