Platform TVL
$1,393,925
$6,909,764
Total Borrowed
$180,953
Total Interest Paid
$427,789
Borrower Volume
$1,177,989
Lender Volume
$643,725
Collateral Locked
Last Week Rewards
4,401 SMARTCREDIT
2,399
Borrower Rewards
2,002
Lender Rewards
2,316
Staking Rewards
Assets
| Asset | Borrower Volume | Lender Volume | Borrower Rewards | Lender Rewards | Actions |
|---|---|---|---|---|---|
SMARTCREDIT SmartCredit | $0 Min. Interest: 2.26% | $450,063 Max APY: 50.95% | 9.83% | 9.44% | Borrow Lend |
ETH Ethereum | $318,291 Min. Interest: 1.51% | $543,875 Max APY: 0.23% | 9.83% | 5.25% | Borrow Lend |
USDC USDC Coin | $109,606 Min. Interest: 1.61% | $170,655 Max APY: 6.49% | 9.83% | 5.25% | Borrow Lend |
USDT USD Tether | $0 Min. Interest: 1.61% | $12,083 Max APY: 6.47% | 9.83% | 5.25% | Borrow Lend |
DAI Stable Coin DAI | $0 Min. Interest: 1.6% | $1,497 Max APY: 6.42% | 9.83% | 5.25% | Borrow Lend |
Collaterals
| Collaterals | Collateral Locked | Min. Collateral Ratio | Actions |
|---|---|---|---|
Staked Ether STETH | $338,289 | 107.56% | Use as Collateral |
Ethereum ETH | $305,206 | 108.39% | Use as Collateral |
USDC Coin USDC | $137 | 107.65% | Use as Collateral |
USD Tether USDT | $93 | 108.39% | Use as Collateral |
Articles & Announcements
SmartCredit.io Blog
What is SmartCredit.io?
SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.
SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.
You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.