SmartCredit.io uses cookies to ensure you get the best experience. Privacy Policy

Platform TVL

$810,742
$5,513,044
Total Borrowed
$150,881
Total Interest Paid
$288,750
Borrower Volume
$688,307
Lender Volume
$411,185
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,446
Borrower Rewards
1,955
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$224,856
Max APY: 50.95%
7.45%8.97% Borrow Lend
ETH
Ethereum
$203,855
Min. Interest: 1.51%
$279,345
Max APY: 0.23%
7.45%3.73% Borrow Lend
USDC
USDC Coin
$84,579
Min. Interest: 1.61%
$171,577
Max APY: 6.49%
7.45%3.73% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,096
Max APY: 6.47%
7.45%3.73% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$0
Max APY: 6.42%
7.45%3.73% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$245,557
107.56%Use as Collateral
Ethereum
ETH
$165,397
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$94
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.