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Platform TVL

$1,434,091
$6,996,134
Total Borrowed
$183,532
Total Interest Paid
$472,606
Borrower Volume
$1,135,798
Lender Volume
$770,898
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,540
Borrower Rewards
1,861
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$376,092
Max APY: 50.95%
9.79%9.96% Borrow Lend
ETH
Ethereum
$359,336
Min. Interest: 1.51%
$575,949
Max APY: 0.23%
9.79%4.30% Borrow Lend
USDC
USDC Coin
$113,195
Min. Interest: 1.61%
$170,057
Max APY: 6.49%
9.79%4.30% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,076
Max APY: 6.47%
9.79%4.30% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,504
Max APY: 6.42%
9.79%4.30% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$313,377
107.56%Use as Collateral
SmartCredit
SMARTCREDIT
$2,368
213.02%Use as Collateral
Ethereum
ETH
$454,923
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.