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Platform TVL

$1,524,681
$7,249,794
Total Borrowed
$188,342
Total Interest Paid
$497,950
Borrower Volume
$1,258,489
Lender Volume
$764,141
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,573
Borrower Rewards
1,828
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$467,201
Max APY: 50.95%
9.59%9.94% Borrow Lend
ETH
Ethereum
$388,819
Min. Interest: 1.51%
$607,222
Max APY: 0.23%
9.59%4.02% Borrow Lend
USDC
USDC Coin
$109,206
Min. Interest: 1.61%
$170,480
Max APY: 6.49%
9.59%4.02% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,084
Max APY: 6.47%
9.59%4.02% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,502
Max APY: 6.42%
9.59%4.02% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$362,818
107.56%Use as Collateral
SmartCredit
SMARTCREDIT
$2,938
213.02%Use as Collateral
Ethereum
ETH
$398,155
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.