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Platform TVL

$1,386,758
$6,833,106
Total Borrowed
$179,598
Total Interest Paid
$447,106
Borrower Volume
$1,171,489
Lender Volume
$662,375
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,474
Borrower Rewards
1,927
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$451,714
Max APY: 50.95%
10.58%9.46% Borrow Lend
ETH
Ethereum
$338,318
Min. Interest: 1.51%
$535,966
Max APY: 0.23%
10.58%5.09% Borrow Lend
USDC
USDC Coin
$108,984
Min. Interest: 1.61%
$170,536
Max APY: 6.49%
10.58%5.09% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,079
Max APY: 6.47%
10.58%5.09% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,503
Max APY: 6.42%
10.58%5.09% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$346,453
107.56%Use as Collateral
Ethereum
ETH
$315,692
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.