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Total Value Locked

$1,893,157
$4,852,108
Total Borrowed
$136,557
Total Interest Paid
$269,837
Borrower Volume
$999,204
Lender Volume
$1,163,790
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,404.46
Borrower Rewards
1,366.54
Lender Rewards
2,415
Staking Rewards
Invite and earn
Invite friends and earn 25 SMARTCREDIT on their first loan over $1,000.
Borrow and earn
Borrow your first loan over $1,000 and earn 50 SMARTCREDIT.
Fixed Rate Lending
Configure fund distribution & get a fixed rate of interest on your crypto asset.

Assets

Borrower VolumeLender VolumeBorrower RewardsLender Rewards
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$562,392
Max APY: 50.95%
26.97%9.61% Borrow Lend
ETH
Ethereum
$87,727
Min. Interest: 1.51%
$175,759
Max APY: 0.23%
26.97%8.09% Borrow Lend
USDC
USDC Coin
$182,147
Min. Interest: 1.61%
$247,530
Max APY: 6.49%
26.97%8.09% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,085
Max APY: 6.47%
26.97%8.09% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,502
Max APY: 6.42%
26.97%8.09% Borrow Lend

Collaterals

Collateral LockedMin. Collateral Ratio
Ethereum
ETH
$1,067,680
108.39%Use as Collateral
USDC Coin
USDC
$95,556
107.65%Use as Collateral
USD Tether
USDT
$554
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.