Why is DAI Interest Rate 10% in DeFi?

DAI interest rate is around 10% in DeFi. Considering the current low yield on most of the investment classes and the upcoming negative interest era,

bZx got hacked

BZx got hacked: What’s the solution?

In the middle of February, the bZx (https://bzx.network ) got “hacked”. However, this was not via the technical means but the usage of bZx and

CryptoFin Conference - Martin Ploom

How to Disintermediate the Banks?

How to disintermediate the banks – here is our talk from the CryptoFin Conference from October 2019 in Tallinn and additional explanations: Here is the

Risk Analysis of Crypto Lending Platforms

This article focuses on the risk analysis of the custodial crypto lending platforms and of non-custodial crypto lending platforms.  The aim is not to say

SmartCredit.io Crypto Lending Idea

Here is the Youtube video explaining the idea of SmartCredit.io Here is the transcript Hi guys, this is Tarmo speaking. Hi guys, I’m Martin, I’m

Bitcoin and Digital Banking 2.0

Bitcoin and Digital Banking – can this fit together? Digital Banking is on everyone’s mind — it’s about automating end-to-end banking processes and offering a