The Self-Reinforcing DeFi Lending Ecosystem’s vision is to create a self-reinforcing DeFi lending platform. The first version of our non-custodial crypto lending platform available in the Ethereum main-net:

Celsius review

The focus of this article is the Celsius review.  In our previous blog article, we analyzed the crypto lending market. This article here will review

Why Do Borrowers need Low Collateral Ratio?

Most of crypto lending platforms advertise their interest rates, as the key benefit for the borrowers and lenders on their platforms. But are the interest

Are Crypto Lending Platforms Safe?

Crypto lending has emerged as a part of the Blockchain-based financial system, but is crypto lending safe? The yearly crypto lending volume exceeded 40 billion

Why is DAI Interest Rate 10% in DeFi?

DAI interest rate is around 10% in DeFi. Considering the current low yield on most of the investment classes and the upcoming negative interest era, Demo Pilot is available and everyone can use it

passive income with bitcoin

How to earn passive income with Bitcoin?

How to earn passive income with Bitcoin? Many hold Bitcoin – some of them are long time holders, the others are seeing only the last

bZx got hacked

BZx got hacked: What’s the solution?

In the middle of February, the bZx ( ) got “hacked”. However, this was not via the technical means but the usage of bZx and

CryptoFin Conference - Martin Ploom

How to Disintermediate the Banks?

How to disintermediate the banks – here is our talk from the CryptoFin Conference from October 2019 in Tallinn and additional explanations: Here is the

Risk Analysis of Crypto Lending Platforms

This article focuses on the risk analysis of the custodial crypto lending platforms and of non-custodial crypto lending platforms.  The aim is not to say Interview with

Here is a interview with from June 2019 from Bristol, UK: Here is the transcript: Thank you for agreeing to be interviewed. If

Crypto Credit Money

Crypto Credit-Money – Why do we need it?

We presented at the Blockercon Conference in Bristol ( in June 2019 our favorite topic – Crypto Credit-Money – Why do we need it? Presentation Pitch from Paris Blockchain Week

Here is pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy! Pitch Transcript So, we are in the lending business, in the

Lecture – HWZ Zürich, Deep Dive

We were honored to give a Deep Dive lecture at the HWZ Zürich Blockchain seminar ( Here are our presentation slides. In the following,