Why is the Collateral Ratio So High in DeFi?
How could a borrower have a low collateral ratio? A collateral ratio in size of 300% + is standard for the DeFi borrowing/lending. A high
Blockchain Business Model
A Blockchain Business Model is based on the blockchain in the same way as the Internet business model is based on the Internet. For Internet Business Models the key is the centralization of the data. However, Blockchain Business Models are based on the decentralization of the data and processing.
Key Business Models on the Blockchain are:
- Payments
- Exchange
- Crypto Lending
- Tokenization of the Assets
- Privacy Coins (non-traceable coins)
- Supply Chain Management
The key to these business models is their decentral nature. While the Internet enabled centralization based business models, the blockchain will enable decentralization based businesses.
Compound Finance Review 2020 (Everything You Should Know)
This article focuses on the Compound.finance review in the context of the existing fixed income market and emerging crypto fixed income market. The following topics
Why Do Borrowers need Low Collateral Ratio?
Most of crypto lending platforms advertise their interest rates, as the key benefit for the borrowers and lenders on their platforms. But are the interest
Blockchain Technology in Banking: Everything You Need to Know
Blockchain technology in banking will bring changes to client value networks. This article focuses on the following: How does Blockchain affect financial services? New alternative
Blockchain based Financial System – Are we ready?
We wrote lately an analysis in our medium post asking that ”Is the Blockchain-based alternate financial system ready to be used?” Here is the summary
Blockchain Business Model – What does it mean?
There is more and more to talk about the Blockchain Business Model. But, what does it mean? What are the differences in Blockchain business models
Webinar – Coronavirus market crisis, where to invest 5’000$ ?
Every crisis is an opportunity – where to invest in coronavirus crisis? Our Webinar Series We started with the regular webinar series with the focus
Best Place to Invest Money Right Now (2020 Guide)
Best place to invest money now, when stock markets are crashing, government debt is exploding and central banks are printing massive amounts of new base
BZx got hacked: What’s the solution?
In the middle of February, the bZx (https://bzx.network ) got “hacked”. However, this was not via the technical means but the usage of bZx and
How to Disintermediate the Banks?
How to disintermediate the banks – here is our talk from the CryptoFin Conference from October 2019 in Tallinn and additional explanations: Here is the
Risk Analysis of Crypto Lending Platforms
This article focuses on the risk analysis of the custodial crypto lending platforms and of non-custodial crypto lending platforms. The aim is not to say
Internet Bubble 2000 versus Crypto Bubble 2018 – What’s next?
Some readers may remember the NASDAQ Dot-com bubble of 2000, but most readers WILL remember the Crypto bubble of 2018. In this article, we ask if we can leverage our knowledge of NASDAQ’s 2000 bubble in forecasting future crypto trends? What are their commonalities? And what will happen next?
SmartCredit.io Pitch for Investors at the Swiss Fintech Investor Day in Zurich
Here is our pitch from the Swiss Fintech Investor Day in Zurich:
A Bullish Case for Bitcoin Price Valuation 2.0
[:ru]In January 2014 we forecasted Bitcoin valuation of 10’000 USD in the Swiss CFA Charter Magazine. The value of Bitcoin reached a record high of $19,850 in December 2017. Given the hype surrounding the value of Bitcoin, what could we expect its value to be in the future? The value of Bitcoin can be derived from the following as: [:]
Combining the Traditional Banking with Crypto Finance
The traditional banking business is based on fiat currencies. Conversely, a diverse range of cryptographically secured digital coins underlie the cryptoasset industry.
Lecture – FHNW Basel, Blockchain Use Cases in Banking
On the 29th of March, I was giving a lecture about Blockchain Use Cases in Finance at the University of Applied Sciences in Basel. Blockchain
Blockchain Book Presentation – Blockchain Technology. Introduction.
business value and what business models for blockchain bsuiness
Panel Discussion at Hyperledger Meetup in Zurich
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Bullish Case for Bitcoin Price Valuation
Bitcoin is digital currency which enables instant payments to anyone and anywhere in the world.
