Skip to content
SmartCredit.io
  • Earn
  • Borrow
  • Invest
  • Learn
  • Company
    • About Us
    • Blog
    • Partners
    • Contact Us
  • Buy SMARTCREDIT
  • Login

Banking Regulation

Banking regulation is one of the strictest regulations.

In the last 100 years, we did have a central banking system, where base-money is controlled by the central banks and credit-money is created by the commercial banks.

Commercial banks have a de facto franchise from the central banks for the credit-money production. As a result, they are very heavily regulated. The market entry of the new players is very challenging and the banking sector looks like an “old boys club”.

This system allows commercial banks to create huge profits from the money-creation-business. However, from the other side, they have to correspond to the centrally defined banking regulation (Basel banking regulations and national banking regulations)

defi liquidity pools

The Ultimate Guide of DeFi Liquidity Pools (2022)

Liquidity pooling is very extensively used in DeFi. It is one of the DeFi key pillars together with open-source smart contracts plus governance tokens. This

Categories DeFi Reviews
defi and real finance

Can DeFi scale to real finance? What is missing?

DeFi has done major steps in the last 6 months, but can the DeFi scale to real finance? What should be added to DeFi to

Categories DeFi Reviews
central bank interest rate

Why is the central bank interest rate so low? Why is the interest rate so high for the SME’s?

Central banks have lowered the interest rate and are running massive Quantitative Easing as a response to the coronavirus crisis. But why is the interest

Categories Insider

Join over 17'000+
happy users

Use our app without setup fees or risks.

Launch App

Solutions

  • Crypto Loans
  • Crypto Lending
  • Crypto Fixed Income Fund
  • Staking
  • Crypto Credit API

Company

  • About Us
  • Contact Us
  • Blog
  • Partners

Smartcredıt Token

  • Coinmarketcap
  • Etherscan
  • Token Utility
  • Token Model

Social media channels

  • Twitter
  • Telegram
  • Medium
  • LinkedIn
  • Youtube

Legal

  • Privacy Policy
  • Legal Disclaimer and Risk Caution
  • Terms of Use
© 2022 SmartCredit.io