Roadmap to crypto fixed income markets

Compound and Roadmap to Crypto Fixed Income Markets

Traditional fixed income markets have emerged in the last 350 years with: 19 trillion USD base money (central banking created money – M0 money) 36 trillion USD narrow money (M1 money)...

SmartCredit.io approach

Why are the collateralization ratios so high in DeFi Protocols?

The current collateralization ratios are ca 300% + for the Defi borrowing/lending protocols. These ratios benefit the lenders on these platforms because over-collateralization protects their loans. However, these ratios reduce...

Follow the money

Why are DAI and USDC lending rates in DeFi at 10%?

DAI and USDC lending rates on Defi systems are around 10%. Considering the current low yield on most investment classes and upcoming negative interest era, we can just say that...

Capability to Borrow

What matters for the borrower? Capability to borrow!

There are the custodian and non-custodian crypto lending platforms. The key difference between them is who controls the assets - the first ones control your crypto assets, by the second...

Risk analysis

Risk analysis of custodial and non-custodial lending platforms

We look in this article on the risk management of the custodial crypto lending platforms and non-custodial crypto lending platforms. The aim is not to say what is right or...

Self-reinforcing-ecosystem

The Self-Reinforcing SmartCredit.io Ecosystem

Our aim in SmartCredit.io is to create self-reinforcing crypto lending/borrowing platform. Sounds easy, but how to achieve this? There are three key components of the SmartCredit.io ecosystem. The interplay of...

SmartCredit.io - One Pager

Interview with Bull.io

Here is an interview with Bull.io from June 2019 from Bristol, UK: Here is the transcipt:   Thank you for agreeing to be interviewed. If you can tell us your...

Where is the credit-money in the crypto sphere?

Conference Presentation – Crypto Credit Money – Why do we need it?

We were presenting at the Blockercon Conference in Bristol (https://blockercon.com) in June 2019 about our favorite topic - Crypto Credit-Money - Why do we need it? Here are the Slideshare...

Where is the credit-money in the crypto sphere?

Pitch at Paris Blockchain Week

Here is our pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy!  Here is the transcript: So, we are in the lending business, in the credit business, in...

Wealth Pyramide

Meet the Big Blue Elephant in the room

World today is by a big extent influenced by the wealth pyramid, so that to 1% of people own 46% wealth in the world. It is known, that the rich...

Where is the credit-money in the crypto sphere?

SmartCredit.io Pilot Demo

SmartCredit.io Pilot is available and everyone can use it now. One-Pager Here is a one-slider what we are doing - other's offer decentral marketplaces, borrowers and lenders meet there and...

Programmable Elastic Crypto Credit Money

Conference Presentation – Why do we need Crypto Credit-Money?

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto...

SmartCredit.io - One Pager

Pitch at the Swiss Fintech Investor Day in Zurich

Here is our pitch from the Swiss Fintech Investor Day in Zurich:  If you have only 10 seconds — here is the 10 seconds version:   Here is the transcript: Hello,...

Elastic Crypto Credit Money

Newsletter 1: Jon Matonis joins as an Advisor / Prototype is available

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology and artificial intelligence fields. “The Bitcoin whitepaper defined the base money for the Internet. SmartCredit.io defines the credit...