SmartCredit.io approach

Why are the collateralization ratios so high in DeFi Protocols?

The current collateralization ratios are ca 300% + for the DeFi borrowing/lending protocols. These ratios benefit the lenders on these platforms because over-collateralization protects their loans. However, these ratios reduce...

Self-reinforcing-ecosystem

The Self-Reinforcing SmartCredit.io Ecosystem

Our aim in SmartCredit.io is to create a self-reinforcing crypto lending/borrowing platform. Sounds easy, but how to achieve this? There are three key components of the SmartCredit.io ecosystem. The interplay...