CryptoFin Conference

How to disintermediate the banks?

Here is our talk from the CryptoFin Conference from October 2019 in Tallinn about how to disintermediate the banks: Here is the short summary. We need: More tokenization Crypto credit-money...

How much is the crypto interest?

What drives the interest in the crypto economy and how much should it be?

In the previous article, we looked at what influences the fiat economy's interest. The focus of this article is the crypto economy. We have three parts here: 1. We look...

Where is the credit-money in the crypto sphere?

Pitch at Paris Blockchain Week

Here is our pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy!  Here is the transcript: So, we are in the lending business, in the credit business, in...

Where is the credit-money in the crypto sphere?

SmartCredit.io Pilot Demo

SmartCredit.io Pilot is available and everyone can use it now. One-Pager Here is a one-slider what we are doing - others offer decentral marketplaces, borrowers and lenders meet there and...

Monetary systems classification

Crypto credit money — Will this time be different?

In the previous article, we looked at the two dimensions of money — base-money and credit-money. We also looked at the different kinds of monetary systems that existed in the last 5’000...

How credit money is created and destroyed

Will there be credit-money in the crypto sphere?

During presentations about money, we usually hear that money has to be durable, portable, divisible and fungible. We fully agree with this distinction. However, there is a bigger picture. Money...

Putin - bubble is gone

Internet Bubble 2000 versus Crypto Bubble 2018 — What’s next?

Some readers may remember the NASDAQ Dot-com bubble of 2000, but most readers will remember the Crypto bubble of 2018. In this article, we ask if we can leverage our...

Programmable Elastic Crypto Credit Money

Conference Presentation – Why do we need Crypto Credit Money?

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto...

Blockchain Challenge in Basel

Blockchain challenge in Basel

Here is Tarmo Ploom, Co-Founder of SmartCredit.io, on the Blockchain Challenge in Basel. Tarmo defined for students the task to build compliance filter for whitelisting crypto accounts — it’s about making whitelisting FINMA...

Programmable Elastic Crypto Credit Money

Idea of SmartCredit.io

Here is the Youtube video explaining the idea of SmartCredit.io Here is the transcript: Hi guys, this is Tarmo speaking. Hi guys, I'm Martin, I'm Co-Founder of SmartCredit.io. We are...

Classification of Monetary Systems

From decentral credit-money to central-credit money and back

In this video, we discuss the essence of the credit-money - of different incarnations of the credit-money in the last 5'000 years and about what will happen as next. For...

SmartCredit.io - One Pager

Newsletter 2: SmartCredit.io — Thought Leadership

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology, and artificial intelligence fields “The Bitcoin whitepaper defined the base money for the Internet. SmartCredit.io defines the...

Elastic Crypto Credit Money

Newsletter 1: Jon Matonis joins as an Advisor / Prototype is available

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology, and artificial intelligence fields. “The Bitcoin whitepaper defined the base-money for the Internet. SmartCredit.io defines the credit-money...

Bitcoin price development

A Bullish Case for Bitcoin Valuation 2.0

In January 2014 we forecasted Bitcoin valuation of 10'000 USD in the Swiss CFA Charter Magazine. The value of Bitcoin reached a record high of $19,850 in December 2017. Given...

Crossing the chasm

Lecture — FHNW Basel,  Blockchain Value Cases

Here is the presentation about Blockchain Value Cases held at the University of Applied Sciences in Basel (via Slideshare): [slideshare id=79187491&doc=blockchainvaluecasesinstartupscenev0-170827105313] The short version is this:

Processes

How blockchain disintermediation will impact private banking processes?

Blockchain technology will bring about changes to client value networks: New alternative financial services providers will emerge, and services that are currently billable will become free or virtually free (including...

Business Model Transformation

How crypto and smart contracts will impact traditional banking business revenue?

Many banks are participating in a range of blockchain consortia and are looking for ways to apply blockchain technologies to improve their internal processing. Here, the approach is to essentially...

Basel

Lecture — FHNW Basel, Blockchain Use Cases in Finance

On 29th of March I was giving a lecture about Blockchain Use Cases in Finance at University of Applied Sciences in Basel. [caption id="attachment_381" align="aligncenter" width="556"] Basel[/caption] Blockchain started with...

Hyperledger Meetup in Zurich

Panel Discussion at Hyperledger Meetup in Zurich

On 11th of October 2016 I participated on Panel Disussion at Hyperledger Meetup in Zurich. It was good brainstorming and with many new ideas. A Panel: Blockchain May Change the...

Book - Blockchain Technology

Book Presentation — Blockchain Technology

My friends, myself and my brother published book Blockchain Technology: Einführung für Business- und IT Manager Blockchain Technology - Einführung für Business- und IT Manager OK, it’s in German. However, it’s...