CryptoFin Conference

How to disintermediate the banks?

Here is our talk from the CryptoFin Conference from October 2019 in Tallinn about how to disintermediate the banks: Here is the short summary. We need: More tokenization Crypto credit-money...

Risk analysis

Risk analysis of custodial and non-custodial lending platforms

We look in this article on the risk management of the custodial crypto lending platforms and of non-custodial crypto lending platforms. The aim is not to say what is right...

Capability to Borrow

What really matters for the borrower? Answer – Capability to borrow.

There are the custodian and non-custodian crypto lending platforms. The key difference between them is who controls the assets - the first ones control your crypto assets, by the second...

SmartCredit.io approach

Why are the collateralization ratios so high in DeFi Protocols?

The current collateralization ratios are ca 300% + for the DeFi borrowing/lending protocols. These ratios benefit the lenders on these platforms because over-collateralization protects their loans. However, these ratios reduce...

Putin - bubble is gone

Internet Bubble 2000 versus Crypto Bubble 2018 — What’s next?

Some readers may remember the NASDAQ Dot-com bubble of 2000, but most readers will remember the Crypto bubble of 2018. In this article, we ask if we can leverage our...

SmartCredit.io - One Pager

Pitch at the Swiss Fintech Investor Day in Zurich

Here is our pitch from the Swiss Fintech Investor Day in Zurich:  If you have only 10 seconds — here is the 10 seconds version:   Here is the transcript: Hello,...

Basel

Lecture — FHNW Basel, Blockchain Use Cases in Finance

On 29th of March I was giving a lecture about Blockchain Use Cases in Finance at University of Applied Sciences in Basel. [caption id="attachment_381" align="aligncenter" width="556"] Basel[/caption] Blockchain started with...

Book - Blockchain Technology

Book Presentation — Blockchain Technology

My friends, myself and my brother published book Blockchain Technology: Einführung für Business- und IT Manager Blockchain Technology - Einführung für Business- und IT Manager OK, it’s in German. However, it’s...

Bitcoin historical price

Bullish Case for Bitcoin Valuation

Bitcoin is a digital currency that enables instant payments to anyone and anywhere in the world. There are many differences to other currencies: · Other currencies are issued by Central...