Platform TVL
$1,079,002
$6,261,105
Total Borrowed
$166,147
Total Interest Paid
$362,222
Borrower Volume
$879,797
Lender Volume
$561,427
Collateral Locked
Last Week Rewards
4,401 SMARTCREDIT
2,502
Borrower Rewards
1,899
Lender Rewards
2,316
Staking Rewards
Assets
| Asset | Borrower Volume | Lender Volume | Borrower Rewards | Lender Rewards | Actions |
|---|---|---|---|---|---|
SMARTCREDIT SmartCredit | $0 Min. Interest: 2.26% | $311,166 Max APY: 50.95% | 8.29% | 8.88% | Borrow Lend |
ETH Ethereum | $276,997 Min. Interest: 1.51% | $383,711 Max APY: 0.23% | 8.29% | 3.84% | Borrow Lend |
USDC USDC Coin | $84,381 Min. Interest: 1.61% | $171,668 Max APY: 6.49% | 8.29% | 3.84% | Borrow Lend |
USDT USD Tether | $0 Min. Interest: 1.61% | $12,083 Max APY: 6.47% | 8.29% | 3.84% | Borrow Lend |
DAI Stable Coin DAI | $0 Min. Interest: 1.6% | $0 Max APY: 6.42% | 8.29% | 3.84% | Borrow Lend |
Collaterals
| Collaterals | Collateral Locked | Min. Collateral Ratio | Actions |
|---|---|---|---|
Staked Ether STETH | $333,347 | 107.56% | Use as Collateral |
Ethereum ETH | $227,850 | 108.39% | Use as Collateral |
USDC Coin USDC | $137 | 107.65% | Use as Collateral |
USD Tether USDT | $93 | 108.39% | Use as Collateral |
Articles & Announcements
SmartCredit.io Blog
What is SmartCredit.io?
SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.
SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.
You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.