SmartCredit.io Pilot

We proudly invite you to the SmartCredit.io pilot.

Key features of our crypto lending platform

SmartCredit.io platform has the following key features:

• A low collateral ratio for the borrowers. A low collateral ratio allows the borrowers to borrow more on the same asset basis. A lot of focus in crypto lending is on the interest rate. However, the interest rate is only one part of the picture. The other part is how much can the borrower borrow on his asset basis. We think the crypto lending market is borrower’s market. Therefore so much focus on this key feature for the borrowers.
• Borrowing stablecoins (DAI) or Ethereum
• Transferability of the loans for the lenders – every loan is converted into the “Credit-Coins“, we call them ccDAI and ccETH (“cc” for the “Credit-Coins“). This allows the lender to transfer the tokens of the loans to third parties, which can transfer them again and so on.  Principal and interest payments are done at the end of the loan to the holders of the ccDAI and ccETH.
• Crypto Credit Score for the borrowers
• Users control their private keys – we are a non-custodial crypto lending platform
• A high number of collateral types – ca 50 different collateral types are available

SmartCredit.io Pilot

Our pilot is running in the Ethereum test net. Google Chrome is recommended for the SmartCredit.io pilot.

Here is the list of supported wallets (our desktop application will connect to your wallet at the beginning. You would need to approve any transaction from your wallet – either for submitting collateral or giving loan or paying back the principal plus interest):

1. Coinbase
2. Trust
3. Metamask
4. Dapper
5. Trezor
6. Ledger
7. Fortmatic
8. Portis
9. Squarelink
10. Atheneum
11. Wallet connect
12. Opera
13. OperaTouch
14. Torus
15. Status
16. Unilogin
17. Imtoken

Read the pilot blog article

Register as a user

Start pilot application 

Here is a video recording of our demo: