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Platform TVL

$1,124,091
$5,653,957
Total Borrowed
$156,308
Total Interest Paid
$364,761
Borrower Volume
$909,294
Lender Volume
$579,558
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,281
Borrower Rewards
1,490
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$296,976
Max APY: 50.95%
8.93%8.99% Borrow Lend
ETH
Ethereum
$272,188
Min. Interest: 1.51%
$415,285
Max APY: 0.23%
8.93%3.30% Borrow Lend
USDC
USDC Coin
$92,497
Min. Interest: 1.61%
$173,323
Max APY: 6.49%
8.93%3.30% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,094
Max APY: 6.47%
8.93%3.30% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,502
Max APY: 6.42%
8.93%3.30% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$186,858
107.56%Use as Collateral
Ethereum
ETH
$392,470
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.