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Platform TVL

$1,123,382
$5,423,952
Total Borrowed
$149,527
Total Interest Paid
$362,232
Borrower Volume
$928,887
Lender Volume
$556,727
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,662
Borrower Rewards
1,109
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$311,891
Max APY: 50.95%
13.80%9.22% Borrow Lend
ETH
Ethereum
$247,564
Min. Interest: 1.51%
$420,266
Max APY: 0.23%
13.80%2.60% Borrow Lend
USDC
USDC Coin
$114,511
Min. Interest: 1.61%
$172,830
Max APY: 6.49%
13.80%2.60% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,063
Max APY: 6.47%
13.80%2.60% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,504
Max APY: 6.42%
13.80%2.60% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$157,525
107.56%Use as Collateral
Ethereum
ETH
$398,972
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.