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Platform TVL

$2,187,208
$5,499,592
Total Borrowed
$151,570
Total Interest Paid
$266,755
Borrower Volume
$1,097,906
Lender Volume
$1,356,057
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,274
Borrower Rewards
1,497
Lender Rewards
2,415
Staking Rewards
Invite and earn
Invite friends and earn 25 SMARTCREDIT on their first loan over $1,000.
Borrow and earn
Borrow your first loan over $1,000 and earn 50 SMARTCREDIT.
Fixed Rate Lending
Configure fund distribution & get a fixed rate of interest on your crypto asset.

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$628,272
Max APY: 50.95%
27.37%9.65% Borrow Lend
ETH
Ethereum
$106,020
Min. Interest: 1.51%
$207,788
Max APY: 0.23%
27.37%10.24% Borrow Lend
USDC
USDC Coin
$160,736
Min. Interest: 1.61%
$238,277
Max APY: 6.49%
27.37%10.24% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,067
Max APY: 6.47%
27.37%10.24% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,503
Max APY: 6.42%
27.37%10.24% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Ethereum
ETH
$1,259,862
108.39%Use as Collateral
USDC Coin
USDC
$95,642
107.65%Use as Collateral
USD Tether
USDT
$553
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.