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Platform TVL

$1,126,157
$5,661,797
Total Borrowed
$156,452
Total Interest Paid
$365,628
Borrower Volume
$911,320
Lender Volume
$580,466
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,281
Borrower Rewards
1,490
Lender Rewards
2,415
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$297,674
Max APY: 50.95%
8.93%8.99% Borrow Lend
ETH
Ethereum
$273,000
Min. Interest: 1.51%
$416,523
Max APY: 0.23%
8.93%3.30% Borrow Lend
USDC
USDC Coin
$92,497
Min. Interest: 1.61%
$173,323
Max APY: 6.49%
8.93%3.30% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,092
Max APY: 6.47%
8.93%3.30% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,505
Max APY: 6.42%
8.93%3.30% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$186,596
107.56%Use as Collateral
Ethereum
ETH
$393,640
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.