Roadmap to crypto fixed income markets

Compound and Roadmap to Crypto Fixed Income Markets

Traditional fixed income markets have emerged in the last 350 years with: 19 trillion USD base money (central banking created money – M0 money) 36 trillion USD narrow money (M1 money) 73 trillion USD global equity markets 90 trillion USD broad money (M3 money) 215 trillion USD global debt (governments, corporations plus households) (Source: https://cryptovoices.com/basemoney and http://money.visualcapitalist.com/worlds-money-markets-one-visualization-2017/ ) The M0 … Читать далее «Compound and Roadmap to Crypto Fixed Income Markets»

Roadmap to crypto fixed income markets

Compound and Roadmap to Crypto Fixed Income Markets

Traditional fixed income markets have emerged in the last 350 years with: 19 trillion USD base money (central banking created money – M0 money) 36 trillion USD narrow money (M1 money)...

SmartCredit.io approach

Why are the collateralization ratios so high in DeFi Protocols?

The current collateralization ratios are ca 300% + for the Defi borrowing/lending protocols. These ratios benefit the lenders on these platforms because over-collateralization protects their loans. However, these ratios reduce...

Follow the money

Why are DAI and USDC lending rates in DeFi at 10%?

DAI and USDC lending rates on Defi systems are around 10%. Considering the current low yield on most investment classes and upcoming negative interest era, we can just say that...

Capability to Borrow

What matters for the borrower? Capability to borrow!

There are the custodian and non-custodian crypto lending platforms. The key difference between them is who controls the assets - the first ones control your crypto assets, by the second...

Risk analysis

Risk analysis of custodial and non-custodial lending platforms

We look in this article on the risk management of the custodial crypto lending platforms and non-custodial crypto lending platforms. The aim is not to say what is right or...

How much is the crypto interest?

What drives the base-interest in the crypto economy and how much should it be?

In the previous article, we looked at what influences the fiat economy interest. The focus of this article is the crypto economy. We have three parts here: 1. We look...

(English) The hidden inflation

What drives the base-interest in the fiat economy and how much should it be?

In every monetary system, there is interest - the price to be paid for using someone else money. In this article, we focus on the “base interest” - i.e. how...

Self-reinforcing-ecosystem

The Self-Reinforcing SmartCredit.io Ecosystem

Our aim in SmartCredit.io is to create self-reinforcing crypto lending/borrowing platform. Sounds easy, but how to achieve this? There are three key components of the SmartCredit.io ecosystem. The interplay of...

SmartCredit.io - One Pager

Interview with Bull.io

Here is an interview with Bull.io from June 2019 from Bristol, UK: Here is the transcipt: Thank you for agreeing to be interviewed. If you can tell us your name...

Where is the credit-money in the crypto sphere?

Conference Presentation — Crypto Credit Money — Why do we need it?

We were presenting at the Blockercon Conference in Bristol (https://blockercon.com) in June 2019 about our favorite topic - Crypto Credit-Money - Why do we need it? Here are the Slideshare...

Where is the credit-money in the crypto sphere?

Pitch at Paris Blockchain Week

Here is our pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy!  Here is the transcript: So, we are in the lending business, in the credit business, in...

Programmable Elastic Crypto Credit Money

Lecture — HWZ Zürich, Deep Dive SmartCredit.io

We were hounoured to give a deep dive lecture at the HWZ Zürich Blockchain course (https://fh-hwz.ch/produkt/cas-blockchain-economy/) Here are our slides: About the monetary systems and the credit-money About SmartCredit.io (https://smartcredit.io)...

Wealth Pyramide

Meet the Big Blue Elephant in the room

World today is by a big extent influenced by the wealth pyramid, so that to 1% of people own 46% wealth in the world. It is known, that the rich...

Where is the credit-money in the crypto sphere?

SmartCredit.io Pilot Demo

SmartCredit.io Pilot is available and everyone can use it. Here is a one-slider what we are doing: To use the system you need to: Register in the https://ico.smartcredit.io Create two...

Monetary systems classification

Crypto credit-money - Will this time be different?

In the previous article, we looked at the two dimensions of money — base-money and credit-money. We also looked at the different kind of monetary systems that existed in the last 5’000...

How credit money is created and destroyed

Will there be credit-money in the crypto sphere?

During presentations about money, we usually hear that money has to be durable, portable, divisible and fungible. We fully agree with this distinction. However, there is a bigger picture. Money...

Internet Bubble 2000 versus Crypto Bubble 2018 — What’s next?

Some readers may remember the NASDAQ Dot-com bubble of 2000, but most readers WILL remember the Crypto bubble of 2018. In this article, we ask if we can leverage our...

Programmable Elastic Crypto Credit Money

Conference Presentation — Why do we need Crypto Credit-Money?

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto...

SmartCredit.io - One Pager

Pitch at the Swiss Fintech Investor Day in Zurich

Here is our pitch from the Swiss Fintech Investor Day in Zurich:  If you have only 10 seconds — here is the 10 seconds version:   Here is the transcript: Hello,...

Blockchain Challenge in Basel

Blockchain challenge in Basel

Here is Tarmo Ploom, Co-Founder of SmartCredit.io, on the Blockchain Challenge in Basel. Tarmo defined for students the task to build compliance filter for whitelisting crypto accounts — it’s about making whitelisting FINMA...