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Platform TVL

$1,250,432
$6,832,726
Total Borrowed
$177,455
Total Interest Paid
$407,333
Borrower Volume
$997,430
Lender Volume
$660,335
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,539
Borrower Rewards
1,862
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$0
Max APY: 50.95%
9.19%8.79% Borrow Lend
ETH
Ethereum
$320,575
Min. Interest: 1.51%
$451,585
Max APY: 0.23%
9.19%4.04% Borrow Lend
USDC
USDC Coin
$86,276
Min. Interest: 1.61%
$159,916
Max APY: 6.49%
9.19%4.04% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,084
Max APY: 6.47%
9.19%4.04% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$0
Max APY: 6.42%
9.19%4.04% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$391,858
107.56%Use as Collateral
Ethereum
ETH
$268,247
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.