Approvement guarantee within 24 hours!
Create your loan request via SmartCredit.io and receive your funds within 24 hours.
SmartCredit.io is a decentral crypto lending/borrowing platform, which does things in a very different way – we focus on the borrower’s needs, we focus on the low collateral ratio for the borrowers!
The SmartCredit team created an user friendly platform to leverage your assets like a banker. You can get or provide crypto loans within 3 minutes. Use our platform to put your assets to work for you or get loan to meet your needs. Basically SmartCredit.io is a platform which gives opportunity to earn fixed interest and get crypto loans instantly.
Imagine a platform where you can take a cryptocurrency loan as a borrower or provide it as a lender. The borrowers submit their loan requests and secure them with the crypto collateral. The lenders accept the loan requests either manually or via automated processing, and they provide the funds to the borrowers. If the borrower is not paying, then the collateral will get liquidated. If the collateral value is sinking too much, then the collateral is liquidated too. That’s are practically crypto loans.
Borrower will submit his fixed-term loan request
Borrower will transfer collateral into his loan request smart contract
Active Lender or a Personal Fixed Income Fund will send funds to the Loan Contract, which transfers funds to the Borrower
Borrower receives his collateral back after he pays his loan
If you want to get crypto loan or earn interest on your crypto, you will fall in love with SmartCredit.io.
Partners & Listings
Along with our DeFi lending platform with a low collateral ratio for the borrowers and personal fixed-income funds for the lenders we're continuously integrating our innovation with the future oriented companies.
You can lend ETH and stablecoins. You can use wide choice of tokens as a collateral