SmartCredit.io is a licensed crypto lending/borrowing platform, which does things in a very different way – we focus on the borrower’s needs, we focus on the low collateral ratio for the borrowers!
Boost your Success
Borrow ETH or stablecoins with a low collateral ratio. Use our Credit Scoring Module and get better interest and collateral requirements. Lenders receive transferable ccTokens for their loans (ccETH, ccDAI, …) . Hodlers receive interest for the ccTokens.
Borrowers have to use less collateral than on other DeFi platforms
As SmartCredit.io focuses on the borrowers, then there are always enough loan requests in the system
Passive Investors earn interest via Personal Fixed Income Funds
ccDAI and ccETH holders earn interest for their ccTokens
Can integrate our Credit As A Service API and to earn loan origination revenues
SmartCredit.io vision is to provide blockchain-based decentral finance solutions. Our Co-Founders are CFA’s (Chartered Financial Analysts) and both of them worked 10 years as Vice Presidents for Credit-Suisse in Zurich, Switzerland. The company behind SmartCredit.io – DAB Foundation OÜ – is registered in Estonia and is a registered virtual currencies service provider.
Our product launch is in 2020 July
Users should be from the countries where crypto usage is legally allowed
Yes, SmartCredit.io is a crypto-lending platform
Our intention is to make SmartCredit.io a truly global platform. All major world languages will eventually be supported
You can lend ETH and stablecoins. You can use wide choice of tokens as a collateral
Our first release supports the desktop Chrome browser with ca 17 different wallets (Metamask being the most popular of them)