Newsletter 2: SmartCredit.io — Thought Leadership

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology and artificial intelligence fields

 

“The Bitcoin whitepaper defined the base money for the Internet.

 

SmartCredit.io defines the credit money for the Internet.”

 

In the traditional banking system, credit money earns interest for commercial banks. Our mission is to create the first decentralized system of crypto-credit money in the world, empowering people to take back control over their own money — without the commercial banks and fees.

 

SMARTCREDIT.IO — THOUGHT LEADERSHIP

 

We have been in this space for a long time and would therefore like to share some of our expert insights — from articles in our blog from recent years.

 

 

OUR FIRST BITCOIN PRICE FORECAST IN JANUARY 2014

 

We published our first Bitcoin price forecast in the Swiss CFA Magazine in January 2014, where we forecasted a Bitcoin price of USD 10,000. Our price forecast was accompanied by some dismissive laughter. So, we used every opportunity to transfer the message of blockchain’s key values.

 

BITCOIN AND DIGITAL BANKING 2.0 IN NOVEMBER 2015

 

We are convinced about the upcoming massive disruption to the traditional banking industry, which is why we published another analysis in the Swiss CFA Magazine in November 2015. Naturally, we attempted to spread the message from within Credit Suisse, where we worked at that time. But, well, private banks are not exactly places for “out of the box” thinking…

 

HOW BANKING REVENUE WILL BE DISINTERMEDIATED

 

Our next article is based on the Swiss banking unit of Credit Suisse and analyzes how much revenue Credit Suisse will lose as a result of blockchain disintermediation. I tried to present this analysis to the upper echelons of Credit Suisse, but you might be able to imagine how it was received…

 

HOW PRIVATE BANKING PROCESSES WILL BE CHANGED

 

Up next is the analysis on how core banking processes will change as a result of blockchain disintermediation.

 

This article and previous analyses provided the key triggers for the idea behind SmartCredit.io.

 

COMBINING TRADITIONAL BANKING WITH CRYPTO FINANCE

 

We analyzed how to combine traditional banking with crypto finance based on the Swiss banking ecosystem one year ago. There have been some minor changes in the landscape during the last year, which serve to confirm our position — crypto businesses will not face any competition to speak of from the traditional banks. Indeed, the playing field is reserved only for new crypto entrants. A huge thanks here goes to the traditional banks!

 

LAZY INVESTMENT APPROACH TO ICOs

 

Once ICOs really started to boom around 12 months ago, we analyzed what could be the best way to invest in ICOs. And we came up with the “lazy approach” — for all of us who lead busy lives… Incidentally, at that time we viewed Antshares/NEO, Ark, Komodo and Singular to be investments worth considering. Interestingly, these cryptoassets subsequently performed in line with our rather positive view. Disclaimer: We also valued a number of other tokens that performed less well.

 

MODERN PORTFOLIO MANAGEMENT APPROACHES

 

We realized that more and more investors are streaming into the crypto space. So, last summer, we published an article on how to use modern portfolio management approaches for cryptoasset investments. As some of our readers here are from crypto investment funds, we hope to share some valuable insights for your investment fund strategies as well! 😉

 

We will continue to publish our thought leadership articles and we hope you enjoy reading them.

 

By the way, our new website, the prototype (with our pilot coming soon) as well as our intro video are also available. Please take a look and visit SmartCredit.io.

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