We add something very essential: low collateral crypto loans and transferability of the loans.
We offer peer-to-peer lending/borrowing of ether and stablecoins. You control your assets – we are non-custodial marketplace
Credit risk is managed through a combination of collateral, loss provisions, legal enforcement, credit scoring, and additional methods
The lender will receive Credit-Coins for every loan. The lender can use Credit-Coins to pay third parties. Third parties can pay other parties with the Credit-Coins. Interest and principal are paid to the Credit-Coin holders at the loan expiration.
The passive investor can define his investment rules for his private fixed income fund. The passive investor can relax – this fund invests as an automated investment engine.
Loan agreements are tokenized into freshly minted ERC20 Credit-Coins. Credit-Coins are interest-bearing and transferable. Credit-Coins are value protected with the collateral and loss provisions fund.
All borrowers will be ranked via:
Analytics of borrowers social media profiles.
Analytics of borrowers blockchain history.
Psychometric analysis.Good Credit Score results in lower interest
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SmartCredit.io is for everyone
The SmartCredit.io vision is to solve the credit money problem in the crypto space by way of decentralized
peer-to-peer lending. This results in the creation of decentralized credit money for the crypto space.
Our product launch will be in 2020 April.
Creditors from any country may use SmartCredit.io. However, borrowers should be from countries in which SmartCredit.io is officially launched.
Yes.
Our intention is to make SmartCredit.io a truly global platform. All major world languages will eventually be supported.
Ether and ERC20 Ethereum tokens. When other smart contract platforms become popular, we will add support for them, too.
Our first release supports the desktop Chrome browser with Metamask. In subsequent releases, additional browsers and mobile platforms will be introduced.
USD 1 million
No fluctuating interest rates anymore for the borrowers or lenders. More than 2’000 users registered!
