SmartCredit.io uses cookies to ensure you get the best experience. Privacy Policy

Platform TVL

$887,672
$6,878,374
Total Borrowed
$171,438
Total Interest Paid
$301,366
Borrower Volume
$703,425
Lender Volume
$485,612
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,644
Borrower Rewards
1,757
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$198,865
Max APY: 50.95%
6.53%8.05% Borrow Lend
ETH
Ethereum
$201,527
Min. Interest: 0.64%
$323,695
Max APY: 0.23%
6.53%2.47% Borrow Lend
USDC
USDC Coin
$99,767
Min. Interest: 0.72%
$156,667
Max APY: 5.77%
6.53%2.47% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,083
Max APY: 5.75%
6.53%2.47% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
6.53%2.47% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$268,594
107.56%Use as Collateral
Ethereum
ETH
$215,840
108.39%Use as Collateral
USDC Coin
USDC
$1,085
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.