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Total Value Locked

$2,136,369
$4,579,610
Total Borrowed
$126,125
Total Interest Paid
$180,983
Borrower Volume
$1,184,635
Lender Volume
$1,132,717
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,819.57
Borrower Rewards
951.43
Lender Rewards
2,415
Staking Rewards
Invite and earn
Invite friends and earn 25 SMARTCREDIT on their first loan over $1,000.
Borrow and earn
Borrow your first loan over $1,000 and earn 50 SMARTCREDIT.
Fixed Rate Lending
Configure fund distribution & get a fixed rate of interest on your crypto asset.

Assets

Borrower VolumeLender VolumeBorrower RewardsLender Rewards
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$719,857
Max APY: 50.95%
50.70%9.84% Borrow Lend
ETH
Ethereum
$95,132
Min. Interest: 1.51%
$186,335
Max APY: 0.23%
50.70%6.96% Borrow Lend
USDC
USDC Coin
$85,902
Min. Interest: 1.61%
$265,011
Max APY: 6.49%
50.70%6.96% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,092
Max APY: 6.47%
50.70%6.96% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,506
Max APY: 6.42%
50.70%6.96% Borrow Lend

Collaterals

Collateral LockedMin. Collateral Ratio
Ethereum
ETH
$1,132,025
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$555
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.