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Research

central bank interest rate

Why is the central bank interest rate so low? Why is the interest rate so high for the SME’s?

Central banks have lowered the interest rate and are running massive Quantitative Easing as a response to the coronavirus crisis. But why is the interest

Categories Research
Coronavirus Economic Crash

Coronavirus Economic Crash – What is the difference to 2008 Financial Crisis?

Coronavirus economic crash has followed the coronavirus lockdowns. The stock markets have crashed worldwide. It’s not only that the stock markets have crashed, but practically

Categories Research
bzx got hacked

BZx got hacked: What’s the solution?

In the middle of February, the bZx (https://bzx.network ) got “hacked”. However, this was not via the technical means but the usage of bZx and

Categories Research
How to Disintermediate the Banks

How to Disintermediate the Banks?

How to disintermediate the banks – here is our talk from the CryptoFin Conference from October 2019 in Tallinn and additional explanations: Here is the

Categories Research
What drives the crypto interest rate

What drives the crypto interest rate and how much should it be?

In the previous article, we looked at what influences the fiat interest rate in the fiat-money based economy. The focus of this article is the

Categories Research
what drives the fiat interest rate

What Drives the Fiat Interest Rate and How Much Should it Be?

In every monetary system, there is interest – the price to be paid for using someone else money. In this article, we will focus on

Categories Research
why do we need crypto credit money

Crypto Credit-Money – Why do we need it?

We presented at the Blockercon Conference in Bristol in June 2019 our favorite topic – Crypto Credit-Money – Why do we need it? Presentation Here are

Categories Research
Why do we have inequality

Why do we have inequality?

Meet the Big Blue Elephant in the room. Today, the world is to a big extent influenced by the wealth pyramid so that 1% of

Categories Research
Will There be Credit-Money in the Crypto Sphere

Will There be Credit-Money in the Crypto Sphere?

During presentations about money, we usually hear that money has to be durable, portable, divisible and fungible. We fully agree with this distinction.

Categories Research
Crypto Credit Money  Will this time be different

Crypto Credit Money  –  Will this time be different?

In the previous article, we looked at the two dimensions of money — base money and credit money. We also looked at the different kind of monetary systems that existed in the last 5’000 years and possible scenarios for the future.

Categories Research
Crypto Monetary System

Crypto Monetary System – Why do we need Crypto Credit-Money?

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto sector.

Categories Research
From Decentral Credit-Money to Central-Credit Money

From Decentral Credit-Money to Central-Credit Money and Back

In this video, we discuss how everything started with the decentral credit-money, evolved then to our current central credit-money system and how it will go

Categories Research
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