Self-reinforcing-ecosystem

The Self-Reinforcing SmartCredit.io Ecosystem

Our aim in SmartCredit.io is to create self-reinforcing crypto lending/borrowing platform. Sounds easy, but how to achieve this? There are three key components of the SmartCredit.io ecosystem. The interplay of...

SmartCredit.io - One Pager

Interview with Bull.io

Here is an interview with Bull.io from June 2019 from Bristol, UK: Here is the transcipt:   Thank you for agreeing to be interviewed. If you can tell us your...

Where is the credit-money in the crypto sphere?

Conference Presentation – Crypto Credit Money – Why do we need it?

We were presenting at the Blockercon Conference in Bristol (https://blockercon.com) in June 2019 about our favorite topic - Crypto Credit-Money - Why do we need it? Here are the Slideshare...

Where is the credit-money in the crypto sphere?

Pitch at Paris Blockchain Week

Here is our pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy!  Here is the transcript: So, we are in the lending business, in the credit business, in...

Programmable Elastic Crypto Credit Money

Lecture – HWZ Zürich, Deep Dive SmartCredit.io

We were hounoured to give a deep dive lecture at the HWZ Zürich Blockchain course (https://fh-hwz.ch/produkt/cas-blockchain-economy/) Here are our slides: About the monetary systems and the credit-money About SmartCredit.io (https://smartcredit.io)...

Wealth Pyramide

Meet the Big Blue Elephant in the room

World today is by a big extent influenced by the wealth pyramid, so that to 1% of people own 46% wealth in the world. It is known, that the rich...

Where is the credit-money in the crypto sphere?

SmartCredit.io Pilot Demo

SmartCredit.io Pilot is available and everyone can use it now. One-Pager Here is a one-slider what we are doing - other's offer decentral marketplaces, borrowers and lenders meet there and...

Monetary systems classification

Crypto credit money — Will this time be different?

In the previous article, we looked at the two dimensions of money — base money and credit money. We also looked at the different kind of monetary systems that existed in the...

How credit money is created and destroyed

Will there be credit-money in the crypto sphere?

During presentations about money, we usually hear that money has to be durable, portable, divisible and fungible. We fully agree with this distinction. However, there is a bigger picture. Money...

NASDAQ historic price development

Internet Bubble 2000 versus Crypto Bubble 2018 — What’s next?

Some readers may remember the NASDAQ Dot-com bubble of 2000, but most readers WILL remember the Crypto bubble of 2018. In this article, we ask if we can leverage our...

Programmable Elastic Crypto Credit Money

Conference Presentation – Why do we need Crypto Credit Money

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto...

SmartCredit.io - One Pager

Pitch at the Swiss Fintech Investor Day in Zurich

Here is our pitch from the Swiss Fintech Investor Day in Zurich:  If you have only 10 seconds — here is the 10 seconds version:   Here is the transcript: Hello,...

Blockchain Challenge in Basel

Blockchain challenge in Basel

Here is Tarmo Ploom, Co-Founder of SmartCredit.io, on the Blockchain Challenge in Basel. Tarmo defined for students the task to build compliance filter for whitelisting crypto accounts — it’s about making whitelisting FINMA...

Programmable Elastic Crypto Credit Money

Idea of SmartCredit.io

Here is the Youtube video explaining the idea of SmartCredit.io Here is the transcript: Hi guys, this is Tarmo speaking. Hi guys, I'm Martin, I'm Co-Founder of SmartCredit.io. We are...

Classification of Monetary Systems

From decentral credit-money to central-credit money and back

In this video we discuss the essence of the credit-money - of different incarnations of the credit-money in the last 5'000 years and about what will happen as next. For...

SmartCredit.io - One Pager

Newsletter 2: SmartCredit.io — Thought Leadership

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology and artificial intelligence fields “The Bitcoin whitepaper defined the base money for the Internet. SmartCredit.io defines the credit...

Elastic Crypto Credit Money

Newsletter 1: Jon Matonis joins as an Advisor / Prototype is available

SmartCredit.io is a Swiss-based project launched by veterans in the cryptocurrency, finance, technology and artificial intelligence fields. “The Bitcoin whitepaper defined the base money for the Internet. SmartCredit.io defines the credit...

Bitcoin price development

A Bullish Case for Bitcoin Valuation 2.0

In January 2014 we forecasted Bitcoin valuation of 10'000 USD in the Swiss CFA Charter Magazine. The value of Bitcoin reached a record high of $19,850 in December 2017. Given...

Crossing the chasm

Lecture — FHNW Basel,  Blockchain Value Cases

Here is the presentation about Blockchain Value Cases held at the University of Applied Sciences in Basel (via Slideshare): [slideshare id=79187491&doc=blockchainvaluecasesinstartupscenev0-170827105313] The short version is this:

Traditional banking versus Crypto Banking

Combining the traditional banking business with crypto finance

The traditional banking business is based on fiat currencies. Conversely, a diverse range of cryptographically secured digital coins underlie the cryptoasset industry. In previous articles, we looked at how traditional...