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Platform TVL

$1,236,467
$7,155,526
Total Borrowed
$184,148
Total Interest Paid
$324,596
Borrower Volume
$998,002
Lender Volume
$563,062
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,815
Borrower Rewards
1,586
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$0
Max APY: 50.95%
11.37%8.72% Borrow Lend
ETH
Ethereum
$236,685
Min. Interest: 1.51%
$489,159
Max APY: 0.23%
11.37%3.36% Borrow Lend
USDC
USDC Coin
$87,954
Min. Interest: 1.61%
$160,150
Max APY: 6.49%
11.37%3.36% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,084
Max APY: 6.47%
11.37%3.36% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$0
Max APY: 6.42%
11.37%3.36% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$272,016
107.56%Use as Collateral
Ethereum
ETH
$290,816
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.