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Platform TVL

$1,848,432
$8,929,253
Total Borrowed
$219,139
Total Interest Paid
$416,999
Borrower Volume
$1,465,500
Lender Volume
$799,931
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
3,090
Borrower Rewards
1,311
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$561,729
Max APY: 50.95%
15.57%8.30% Borrow Lend
ETH
Ethereum
$323,421
Min. Interest: 0.64%
$724,751
Max APY: 0.23%
15.57%3.01% Borrow Lend
USDC
USDC Coin
$93,442
Min. Interest: 0.72%
$154,633
Max APY: 5.77%
15.57%3.01% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,084
Max APY: 5.75%
15.57%3.01% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
15.57%3.01% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$368,757
107.56%Use as Collateral
Ethereum
ETH
$430,944
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.