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Platform TVL

$820,950
$7,540,193
Total Borrowed
$178,684
Total Interest Paid
$332,644
Borrower Volume
$706,346
Lender Volume
$447,248
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,975
Borrower Rewards
1,426
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$190,344
Max APY: 50.95%
9.21%8.02% Borrow Lend
ETH
Ethereum
$239,038
Min. Interest: 0.64%
$335,066
Max APY: 0.23%
9.21%2.14% Borrow Lend
USDC
USDC Coin
$93,606
Min. Interest: 0.72%
$156,853
Max APY: 5.77%
9.21%2.14% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,083
Max APY: 5.75%
9.21%2.14% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
9.21%2.14% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$278,880
107.56%Use as Collateral
Ethereum
ETH
$167,180
108.39%Use as Collateral
USDC Coin
USDC
$1,095
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.