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Platform TVL

$1,827,876
$8,856,733
Total Borrowed
$217,675
Total Interest Paid
$412,329
Borrower Volume
$1,454,985
Lender Volume
$785,221
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
3,090
Borrower Rewards
1,311
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$561,677
Max APY: 50.95%
15.57%8.30% Borrow Lend
ETH
Ethereum
$318,848
Min. Interest: 0.64%
$714,503
Max APY: 0.23%
15.57%3.01% Borrow Lend
USDC
USDC Coin
$93,432
Min. Interest: 0.72%
$154,618
Max APY: 5.77%
15.57%3.01% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,084
Max APY: 5.75%
15.57%3.01% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
15.57%3.01% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$360,141
107.56%Use as Collateral
Ethereum
ETH
$424,850
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.