SmartCredit.io uses cookies to ensure you get the best experience. Privacy Policy

Platform TVL

$846,018
$6,789,469
Total Borrowed
$170,145
Total Interest Paid
$316,469
Borrower Volume
$698,948
Lender Volume
$463,539
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,281
Borrower Rewards
2,120
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$198,790
Max APY: 50.95%
4.83%8.05% Borrow Lend
ETH
Ethereum
$198,974
Min. Interest: 0.64%
$319,594
Max APY: 0.23%
4.83%3.03% Borrow Lend
USDC
USDC Coin
$117,495
Min. Interest: 0.72%
$156,484
Max APY: 5.77%
4.83%3.03% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,080
Max APY: 5.75%
4.83%3.03% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
4.83%3.03% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$262,710
107.56%Use as Collateral
Ethereum
ETH
$199,651
108.39%Use as Collateral
USDC Coin
USDC
$1,085
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.