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Platform TVL

$1,874,702
$9,178,860
Total Borrowed
$223,596
Total Interest Paid
$427,774
Borrower Volume
$1,478,861
Lender Volume
$823,615
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
3,088
Borrower Rewards
1,313
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$553,854
Max APY: 50.95%
14.80%8.17% Borrow Lend
ETH
Ethereum
$332,990
Min. Interest: 0.64%
$746,193
Max APY: 0.23%
14.80%2.87% Borrow Lend
USDC
USDC Coin
$94,886
Min. Interest: 0.72%
$154,960
Max APY: 5.77%
14.80%2.87% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,084
Max APY: 5.75%
14.80%2.87% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
14.80%2.87% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$379,692
107.56%Use as Collateral
Ethereum
ETH
$443,693
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.